Recently, an Angel Investor asked if he invests INR 10 lakh in a syndicate for investing in Startups, then how much return should he expect?

And how much does he need to pay the syndicate, and how much will go to the Long Term Capital Gain (LTCG) tax?

Here is a simple example I shared with him.
Seed Stage Dynamics:
- Let’s say the Investment Amount is INR 10 lakh
- Post-money valuation of the company= INR 15 crore
- Ownership %= INR 10 lakh/ INR 15 crore= 0.6667%

Series A Dynamics:
- Dilution %= 20%
- Angel Investor’s ownership%= 0.6667%*(1-20%)=0.533%

Series B Dynamics:
- Dilution %= 20%
- Angel Investor’s ownership %= 0.533%*(1-20%)= 0.427%

Exit Value= INR 200 crore
Angel Investor’s ownership value= INR 200 crore* 0.427%= INR 85.33 lakh

Profit= INR 85.33 lakh- INR 10 lakh= INR 75.33 lakh
Carry@20% for the Syndicate= INR 75.33 lakh*20%= INR 15.07 lakh
Net Income before Tax= INR 85.33 lakh- INR15.07 lakh= INR 70.26 lakh

Angel Investor Taxable Income= INR 70.26 lakh- INR 10 lakh= INR 60.26lakh
- LTCG Revised Rate without Indexation= 12.5%
- LTCG Value= INR 60.26 lakh*12.5%= INR 7.53 lakh

If we consider the LTCG rate with surcharge and cess 15%, then LTCG value is= INR 60.26 lakh*15%= INR 9.04 lakh

In this calculation, I have considered the LTCG rate as 15%

Net Income after Tax for Angel Investor= INR 70.26lakh- INR 9.04lakh= INR 61.22lakh
Return on Investment= INR 61.22 lakh/ INR 10 lakh= 6.12X

Believe this will give you an idea.

If you need this simple Excel sheet, feel free to message me.

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