One thing which I don't like about standard SIP proponents is that they assume that 14-15% CAGR returns are forever sustainable. The same is used for most SIP estimates.

One thing which I don't like about standard SIP proponents is that they assume that 14-15% CAGR returns are forever sustainable. The same is used for most SIP estimates.

However, as India becomes bigger:
- Our growth rates will go down
- As we become more developed, the rate of inflation will go down

These will impact the nominal GDP growth rates, which will push down the equity returns.

To get a more realistic returns on how much wealth SIP can create in the long run, created this SIP + Lumpsum calculator, try it out: https://lnkd.in/gHpGm9tC

PS: AI is killing it, building this app took me 5 mins (right from thinking to execution). AI is here folks!!

https://lnkd.in/gHpGm9tC

ai sipcalculator

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