You’re not in your 20s anymore.
Excuses don’t compound.
1️⃣ If you don’t have an Emergency Fund, you’re one hospital bill away from begging.
2️⃣ If you're saving less than 20% of your income, you're living for today and screwing tomorrow. YOLO is cute till you’re 40 and broke, with ageing parents, school fees, and zero retirement plan.
3️⃣ If your parents have no health cover, you're the insurance, and if you don’t know their policy exclusions, congratulations, you’ve bought them a lottery ticket with no payout.
4️⃣ If you die tomorrow without term insurance or a will, you're leaving behind a mess. Adults protect their families, cowards procrastinate.
5️⃣ If your investable net worth is NOT = 1x your annual income, you're doing it all WRONG.
Stop romanticizing financial chaos.
personalfinance money finance
P.C: Sushmita Nag
This post was originally shared by on Linkedin.